8 Questions Every Homebuyer Should Ask Their Real Estate Agent
Whether you’re buying your first home or your fifth, you’ll quickly recognize the value of your real estate agent. A buyer’s agent can make or break the entire home-buying process and can even play a role in getting you the home you want for the price you need. Choosing the right agent can be tricky. Here are 8 questions you should ask at your first meeting with a real estate agent, to ensure that they’re the right one for you.
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20% Down Payment Myth
Odds are, you grew up hearing the oft-repeated 20% down payment rule, as it pertains to buying a home. But in today’s mortgage economy, this rule is far from standard. In fact, you can contribute significantly less as a down payment, making home-buying easier than ever.
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How to Negotiate Your New Home Purchase
Buying a home is likely the biggest purchase -- and one of the biggest commitments -- you will ever make. It's important to ensure that you don't overpay by getting the best deal possible, which is where stellar negotiations can come in real handy.
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Why It's Important to Build Wealth with Homeownership
No matter what “wealth” looks like to you, chances are that you’re making financial decisions in an effort to get you there. For some, the definition of wealth might be a well-funded retirement. For others, it might mean being debt-free and financially independent.
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How to Save for a Down Payment While Working in the Gig Economy
Saving the down payment for a new home is no easy feat. It typically takes years of dedication and strict budgeting to tuck away the funds necessary, no matter what or where you plan to buy. Unfortunately, this goal can be even trickier to reach if you work for yourself.
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Everything You Need to Know About Escrow
You have probably heard the term “escrow” mentioned before, most likely by someone buying or selling a house. But if you’ve never gone through the homebuying process yourself, you might not have a clue as to what this term really means.
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